Treatment First, Pay Later — Easy EMI Options
Don’t let cost come between you and your smile. We offer flexible EMI plans, accept all major government insurance schemes, and provide transparent pricing.
Our EMI Plans
Choose the plan that fits your treatment and budget. All plans feature minimal documentation and quick approval.
Basic Plan
- No-cost EMI
- Quick same-day approval
- Minimal documentation
- Start treatment immediately
Premium Plan
- No-cost EMI
- Flexible tenure options
- Same-day approval
- Auto-debit facility
- Zero prepayment charges
Luxury Plan
- Extended tenure up to 24 months
- Low interest rates
- Full-arch & implant treatments
- Customized payment schedules
- Priority approval processing
How EMI Works at Saluja Dentals
A simple, transparent process from consultation to your final payment.
Free Consultation
Visit us for a free consultation. Get your treatment plan and a transparent cost estimate — no obligation.
Choose EMI Plan
Select the tenure and monthly payment amount that fits your budget. Our team will guide you through the options.
Simple Documentation
Provide ID proof, address proof, and income proof. Minimal paperwork — we make it quick and hassle-free.
Approval
Quick approval — usually the same day. No long waiting periods or complicated credit checks.
Start Treatment
Begin your dental treatment immediately after approval. No need to wait until your EMI is fully paid.
Easy Monthly Payments
Pay via auto-debit or manual payment each month. Track your payments and prepay anytime without penalties.
Sample EMI Calculations
See how your treatment cost translates into affordable monthly payments. Actual EMI depends on your plan and tenure.
Sample calculations based on 0% interest plans. Actual EMI may vary based on plan, tenure, and eligibility.
Government Insurance & Empanelments
We’re empanelled with all major government health schemes, making quality dental care accessible and affordable.
Central Government Health Scheme
Ex-Servicemen Contributory Health Scheme
Employees’ State Insurance
Uttar Pradesh Police Empanelment
Payment Methods We Accept
From cash to digital wallets to EMI — we make paying for your dental treatment convenient and secure.
Cash
Credit / Debit Cards
Visa, Mastercard, RuPay
UPI
Google Pay, PhonePe, Paytm
Net Banking
CCAvenue Gateway
Pay Online Securely →
Cheque
Corporate/Govt billing
EMI via Cards
EMI via Bank Transfer
Insurance vs. EMI vs. Upfront Payment
Understand your best payment option. Compare all three approaches side by side.
Free Financial Consultation
Confused about payment options? Our front desk team will help you understand your insurance coverage, EMI eligibility, and the most cost-effective way to get your treatment done.
Consultation about payment options is completely free and confidential — no obligation, no pressure.
Call for Financial Help: +91 99362 93232Apply for EMI
Fill in your details and we’ll get back to you within 30 minutes during clinic hours to discuss your EMI options.
Frequently Asked Questions
You’ll need a government-issued ID proof (Aadhaar, PAN, or Voter ID), address proof (utility bill, Aadhaar), and income proof (salary slip, bank statement, or IT return). The documentation is minimal — we make it as simple as possible.
Our Basic and Premium plans offer 0% interest (no-cost EMI). The Luxury Plan for treatments above ₹1,00,000 has a low interest rate. We’ll clearly explain all costs before you sign up — no hidden charges.
Yes! You can prepay your EMI at any time with zero prepayment charges or penalties. Pay off early and save on any applicable interest. We encourage early closure.
If you miss a payment, contact us immediately. We offer a grace period and will work with you to reschedule. Late payment charges may apply after the grace period. Communication is key — let us know and we’ll help.
Most EMI applications are approved the same day, often within 30 minutes during clinic hours. Once you submit your documents, our team processes the application quickly so you can start treatment without delay.
Yes! If your insurance covers part of the treatment, you can use EMI for the remaining balance. For example, if CGHS covers ₹15,000 of a ₹30,000 treatment, you can get EMI for the remaining ₹15,000. Our team will help you maximize your benefits.
We don’t rely solely on credit scores. Our in-house EMI assessment considers your employment status, income, and overall financial situation. Many patients who don’t qualify for bank loans get approved through our flexible process.
Yes, the minimum treatment cost for EMI is ₹5,000. This covers our Basic Plan. For treatments below ₹5,000, we recommend upfront payment, which can be made via cash, card, UPI, or net banking.
Your Smile Is Affordable
Book your free consultation today and let us help you find the best payment option for your budget.